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Auto Insurance

What to Do If Your Car is Vandalized

Insurance Services Tips 

Vandalism is a crime that can happen to anyone, at any time. It's a frustrating and upsetting experience to find your car has been damaged, especially when it's through no fault of your own. But what should you do if your car is vandalized? In this article, we'll discuss the steps you should take to deal with the aftermath of vandalism.

Assess the Damage

The first thing you should do is assess the damage. Walk around your car and take a good look at the extent of the damage. Take note of any scratches, dents, or broken windows. If possible, take photos of the damage. This will be useful when you file a police report or an insurance claim.

It's important to assess the damage carefully and thoroughly. Sometimes, the damage may be more extensive than it appears at first glance. For example, a small scratch on the surface of your car may have caused damage to the underlying paint or bodywork. If you don't notice this damage, it could lead to rust or other problems down the line.

File a Police Report

The next step is to file a police report. Call your local police department and report the vandalism. Provide them with as much information as possible, including the date and time of the incident, the location, and any witness information. The police will investigate the incident and may be able to identify the culprit.

Filing a police report is important for several reasons. First, it helps the police to investigate the incident and catch the person responsible. Second, it provides you with a record of the incident, which can be useful when you file an insurance claim. Finally, it can help to deter future vandalism by making it clear that these types of crimes will not be tolerated.

Contact Your Insurance Company

If you have comprehensive coverage, your insurance company will cover the cost of the repairs. Contact your insurance company as soon as possible to report the vandalism. Provide them with the police report and any photos you took of the damage. They will send out an adjuster to assess the damage and provide you with an estimate for the repairs.

It's important to contact your insurance company as soon as possible after the incident. This will help to speed up the claims process and get your car back on the road as soon as possible. Your insurance company will also be able to provide you with guidance on what to do next, including where to take your car for repairs.

Repair the Damage

Once you've filed a police report and contacted your insurance company, it's time to repair the damage. You have a few options when it comes to repairing the damage:

  • Take your car to a repair shop recommended by your insurance company. This is often the easiest and most convenient option, as the repair shop will work directly with your insurance company to handle the repairs.
  • Take your car to a repair shop of your choice. If you choose this option, make sure the repair shop is reputable and provides a warranty on their work.
  • If the damage is minor, you may be able to repair it yourself. You can purchase touch-up paint or a DIY repair kit online or at an auto parts store.

It's important to choose a repair option that works best for you. If you're not sure which option to choose, ask your insurance company for guidance. They will be able to provide you with recommendations based on your specific situation.

Prevent Future Vandalism

While there's no way to completely prevent vandalism, there are a few things you can do to reduce the likelihood of it happening again:

  • Park in a well-lit area. Vandalism is more likely to occur in dark or secluded areas.
  • Install a security camera. A security camera can deter vandals and provide evidence if an incident does occur.
  • Use a car cover. A car cover can protect your car from scratches and other minor damage.

Preventing future vandalism is important not only to protect your car, but also to send a message to potential vandals that this type of behavior will not be tolerated. By taking steps to deter vandalism, you can help to make your community a safer and more peaceful place.


Dealing with the aftermath of vandalism can be a frustrating and upsetting experience. But by following these steps, you can minimize the damage and get your car back on the road as soon as possible. Remember to assess the damage, file a police report, contact your insurance company, repair the damage, and take steps to prevent future vandalism. By taking a proactive approach, you can help to protect your car and your community from the negative effects of vandalism.