Create a photo of a car covered in hail damage parked in a garage or covered area with a car cover on it. The background should be abstract and convey protection from hail damage.
Auto Insurance

What to Do If Your Car is Damaged by Hail

Insurance Services Tips 

Hailstorms can be a nightmare for car owners. They can cause extensive damage to the exterior of your vehicle, leaving it looking like a pockmarked mess. But, if you're unlucky enough to have your car damaged by hail, don't panic. There are steps you can take to get it fixed and back to its pre-hailstorm condition.

Assessing the Damage

The first thing you need to do is assess the damage. Take a close look at your car and note any dents, scratches, or shattered windows. You can also take pictures of the damage for insurance purposes. It's important to assess the damage before contacting your insurance company.

If the damage is minor, you may be able to repair it yourself. There are a number of DIY hail damage repair kits available on the market that can help you remove small dents and dings. However, if the damage is extensive, you'll need to take your car to a professional repair shop.

Contacting Your Insurance Company

Once you've assessed the damage, it's time to contact your insurance company. Most insurance policies cover hail damage, but it's important to check your policy to make sure. Your insurance company will guide you through the claims process and may recommend a repair shop.

It's important to note that filing a claim for hail damage won't necessarily increase your insurance rates. Hail damage is considered an act of nature, which means it's not your fault, and therefore won't affect your rates.

Choosing a Repair Shop

Your insurance company may recommend a repair shop, but it's important to do your own research as well. Look for a reputable repair shop that has experience with hail damage repairs. You can also ask for recommendations from friends and family.

When choosing a repair shop, make sure to ask about their experience with hail damage repairs. Hail damage can be tricky to repair, so it's important to choose a shop that has the right tools and expertise to get the job done right.

Getting a Repair Estimate

Before any repairs are made, you'll need to get a repair estimate. Most repair shops offer free estimates. The repair estimate will give you an idea of the cost of the repairs and how long they will take.

It's important to note that the repair estimate is just an estimate. The actual cost of the repairs may be higher or lower than the estimate, depending on the extent of the damage.

Scheduling the Repairs

Once you have the repair estimate, you can schedule the repairs. Depending on the severity of the damage, the repairs may take a few days to a few weeks. Make sure to ask the repair shop for a timeline so you can plan accordingly.

During the repairs, the repair shop may need to remove parts of your car, such as the hood or trunk, to access the damaged areas. Make sure to ask the repair shop about their process and what parts of your car will need to be removed.

Protecting Your Car from Future Hail Damage

Hailstorms can happen unexpectedly, but there are steps you can take to protect your car from future damage. One option is to park your car in a garage or covered area during a hailstorm. If you don't have access to a covered area, you can use a car cover to protect your car. Make sure to remove any branches or debris from around your car that could cause additional damage during a storm.

Another option is to install hail-resistant roofing on your home. Hail-resistant roofing is designed to withstand the impact of hailstones, which can help protect your car from hail damage.

Final Thoughts

Hail damage can be frustrating and stressful, but it's important to take the right steps to get your car fixed. Assess the damage, contact your insurance company, choose a reputable repair shop, get a repair estimate, and protect your car from future hail damage. By following these steps, you'll be back on the road in no time.