As a pet owner, you want to make sure that your furry friend is healthy and happy. One way to ensure that is by getting pet insurance. But with so many options out there, how do you choose the best one for your low-maintenance breed? In this article, we’ll go over some of the best pet insurance options for low-maintenance breeds, and what to look for when choosing a policy.

Low-maintenance breeds are typically dogs or cats that require minimal grooming and exercise. They are often smaller in size and have lower energy levels than other breeds. Some examples of low-maintenance dog breeds include the Chihuahua, Bichon Frise, and Pug. For cats, breeds like the Persian, British Shorthair, and Ragdoll are considered low-maintenance.

When choosing pet insurance for your low-maintenance breed, there are a few things to keep in mind. First, make sure the policy covers the basics, such as accidents and illnesses. You want to make sure that your pet is covered in case of an emergency, but also for routine check-ups and preventative care.

Next, look for a policy with a deductible and co-pay that fits your budget. You don’t want to be stuck with a high deductible or co-pay that you can’t afford. Make sure the policy has a high enough limit to cover any potential medical expenses. You don’t want to be stuck with a policy that doesn’t cover everything your pet needs.

Finally, choose a company with good customer service. You want to be able to easily contact them in case of an emergency or if you have any questions about your policy. A company with a good reputation for customer service is important when it comes to pet insurance.

Now that you know what to look for, let's dive into some of the best pet insurance options for low-maintenance breeds.

Healthy Paws is a popular choice for pet insurance. They offer comprehensive coverage for accidents and illnesses, and they have no caps on payouts. They also cover alternative therapies like acupuncture and hydrotherapy. Healthy Paws has a 24/7 customer service line, and they have a reputation for fast claim processing. This is a great option for low-maintenance breeds that are prone to certain health issues, such as allergies or respiratory problems.

Petplan is another great option for pet insurance. They offer comprehensive coverage for accidents and illnesses, and they have no caps on payouts. They also cover dental care and hereditary conditions. Petplan has a 24/7 customer service line, and they have a reputation for fast claim processing. This is a great option for low-maintenance breeds that may be prone to dental issues, such as small dogs or cats.

Embrace is a pet insurance company that offers customizable policies. They cover accidents and illnesses, and they have no caps on payouts. They also cover alternative therapies like acupuncture and chiropractic care. Embrace has a 24/7 customer service line, and they have a reputation for fast claim processing. This is a great option for low-maintenance breeds that may benefit from alternative therapies, such as senior dogs or cats with joint issues.

The ASPCA offers pet insurance through their partnership with Crum & Forster Pet Insurance Group. They offer comprehensive coverage for accidents and illnesses, and they have no caps on payouts. They also cover behavioral therapy and alternative therapies like acupuncture. The ASPCA has a 24/7 customer service line, and they have a reputation for fast claim processing. This is a great option for low-maintenance breeds that may have behavioral issues, such as rescue dogs or cats.

Figo is a newer pet insurance company, but they offer comprehensive coverage for accidents and illnesses. They have no caps on payouts, and they cover alternative therapies like acupuncture and chiropractic care. Figo has a 24/7 customer service line, and they have a reputation for fast claim processing. This is a great option for low-maintenance breeds that may benefit from alternative therapies, such as dogs or cats with chronic conditions.

In conclusion, choosing the right pet insurance policy for your low-maintenance breed is important. You want to make sure that your furry friend is covered in case of an emergency, but also for routine check-ups and preventative care. When choosing a policy, make sure to consider coverage, deductibles and co-pays, limits, and customer service. And consider one of the great options we’ve listed here, like Healthy Paws, Petplan, Embrace, ASPCA, or Figo. With the right pet insurance policy, you can rest assured that your low-maintenance breed will be healthy and happy for years to come.